Take note of the acknowledgement that you will receive at the registered email address. <\/span><\/li>\r\n<\/ul>\r\n\r\n <\/p>\r\n\r\n
Am I Eligible For The Bihar Student Credit Card Yojna?<\/strong><\/span><\/p>\r\n\r\n <\/p>\r\n\r\n
Before you apply for the Bihar Student Credit Card Yojna, you need to check if you are eligible or not by navigating through the below-given eligibility criteria check: <\/span><\/p>\r\n\r\n <\/p>\r\n\r\n
\r\n\t- A student must have Indian nationality to become eligible for the loan. <\/span><\/li>\r\n\t
- He\/She should be a resident of Bihar. <\/span><\/li>\r\n\t
- The maximum age limit decided for the loan applicant is 25 years.<\/span><\/li>\r\n\t
- The applicant must have passed the 12th standard examination from an institution: <\/span><\/li>\r\n<\/ul>\r\n\r\n
\r\n\t- Recognized by Central Board of Secondary Education. <\/span><\/li>\r\n\t
- That is recognized by Bihar School Exam Committee or equivalent board. <\/span><\/li>\r\n\t
- Sub Shastri students from Bihar State Sanskrit Education Board recognized Institutions. <\/span><\/li>\r\n\t
- Moulvi passed student from Bihar State Madarsa Board recognized institutes.<\/span><\/li>\r\n<\/ul>\r\n\r\n
\r\n\t- Furthermore, the above-listed institutes need to be located\/situated in Bihar.<\/span><\/li>\r\n\t
- If the applicant holds a degree of one level, he can't be the beneficiary of this scheme for the same level group. Besides, these eligibility criteria will not be applicable to technical and management courses. For instance, if you are holding a graduate-level science degree, you will not be eligible for this loan for any other graduation-level Art, Science, or Commerce degree. However, you can get a loan under this scheme for the master's program, such as MCA, MBA, etc. <\/span><\/li>\r\n\t
- The applicant should have either been enrolled or selected for enrolment of education institutions recognized by the concerned regulatory boards, authorized agencies of the Bihar government, or another state government or Central government. <\/span><\/li>\r\n\t
- Also, the CIBIL score of the applicant seeking a loan must be more than or equal to 700. If it is less than 700, you will need to reach out to a higher authority for the loan. <\/span><\/li>\r\n\t
- The student needs to have UID or Aadhar Card in order to make the loan application. <\/span><\/li>\r\n\t
- Lastly, the student must have a valid Permanent Account Number (PAN Card) for the loan distribution. <\/span><\/li>\r\n<\/ul>\r\n\r\n
<\/p>\r\n\r\n
Which Courses And Institutes Are Eligible For Studies Under BSCCY Scheme?<\/strong><\/span><\/p>\r\n\r\n <\/p>\r\n\r\n
\r\n\t- The institutes that come under the eligibility criteria under this scheme can be Agencies of Bihar government\/Educational Institutes recognized by concerned regularity boards\/ Agencies of other start boards, or the Central government. <\/span><\/li>\r\n\t
- When it comes to the higher courses, they can be General (non-technical)\/ Technical\/ and Financial courses. The list may include Management, Engineering, Law, Medical, B.A., B.com, B.Sc., and several others. <\/span><\/li>\r\n<\/ul>\r\n\r\n
<\/p>\r\n\r\n
Document Requirement for Application<\/strong><\/span><\/p>\r\n\r\n <\/p>\r\n\r\n
Now that you are aware of the eligibility criteria, below is the list of the must-have documents to check before proceeding further with your application: <\/span><\/p>\r\n\r\n <\/p>\r\n\r\n
\r\n\t- 10th and 12th standard mark sheets of the student applying for higher studies. <\/span><\/li>\r\n\t
- Documents that can prove your admission to a higher education institute<\/span><\/li>\r\n\t
- ID proof of the applicant and Co-applicant.<\/span><\/li>\r\n\t
- The address-proof.<\/span><\/li>\r\n\t
- Identity proof of the applicants, such as PAN Card\/ Aadhar Card. <\/span><\/li>\r\n\t
- Your bank account statements. <\/span><\/li>\r\n\t
- Family income certificate along and Form 16.<\/span><\/li>\r\n<\/ul>\r\n","created_at":"2021-09-01 09:55:49","created_by":"1","updated_at":"2022-07-12 04:15:15","updated_by":"1","slug":"bihar-student-credit-card-scheme","meta_title":"Bihar Student Credit Card Schemes","meta_description":"Helping students who has financial problems","status":"1","is_featured":"1","scholership_course_id":"11,1,12,13,18,17,16,14,15","logo":"69661645941017scholarship_logo.png","deadline":"2022-07-12","eligibility_criteria":"
Before you apply for the Bihar Student Credit Card Yojna, you need to check if you are eligible or not by navigating through the below-given eligibility criteria check: <\/p>\r\n\r\n
\r\n\t- A student must have Indian nationality to become eligible for the loan. <\/li>\r\n\t
- He\/She should be a resident of Bihar. <\/li>\r\n\t
- The maximum age limit decided for the loan applicant is 25 years.<\/li>\r\n\t
- The applicant must have passed the 12th standard examination from an institution: <\/li>\r\n<\/ul>\r\n\r\n
\r\n\t- Recognized by Central Board of Secondary Education. <\/li>\r\n\t
- That is recognized by Bihar School Exam Committee or equivalent board. <\/li>\r\n\t
- Sub Shastri students from Bihar State Sanskrit Education Board recognized Institutions. <\/li>\r\n\t
- Moulvi passed student from Bihar State Madarsa Board recognized institutes.<\/li>\r\n<\/ul>\r\n\r\n
\r\n\t- Furthermore, the above-listed institutes need to be located\/situated in Bihar.<\/li>\r\n\t
- If the applicant holds a degree of one level, he can't be the beneficiary of this scheme for the same level group. Besides, these eligibility criteria will not be applicable to technical and management courses. For instance, if you are holding a graduate-level science degree, you will not be eligible for this loan for any other graduation-level Art, Science, or Commerce degree. However, you can get a loan under this scheme for the master's program, such as MCA, MBA, etc. <\/li>\r\n\t
- The applicant should have either been enrolled or selected for enrolment of education institutions recognized by the concerned regulatory boards, authorized agencies of the Bihar government, or another state government or Central government. <\/li>\r\n\t
- Also, the CIBIL score of the applicant seeking a loan must be more than or equal to 700. If it is less than 700, you will need to reach out to a higher authority for the loan. <\/li>\r\n\t
- The student needs to have UID or Aadhar Card in order to make the loan application. <\/li>\r\n\t
- Lastly, the student must have a valid Permanent Account Number (PAN Card) for the loan distribution. <\/li>\r\n<\/ul>\r\n\r\n
<\/p>\r\n","eligibility_name":"Under Graduation (UG)","state_name":"BIHAR","clg_slug":"bihar-student-credit-card-scheme"},{"id":"2","title":"West Bengal education Scholarship - Scholarship for Higher Educational Students","image":"1645597035scholarship_logo.jpg","award":"Upto 10 Lacs","eligibility_id":"2,3,4,5","perchantage_type":"1","perchantage_cgpa":"35%","category_id":"1","type_id":"","government_id":"2","popular_id":"","document":"","about":"The cost of education has increased in the past few years and it has become difficult for parents to afford their child\u2019s higher education. Therefore, in order to overcome this burden, the government of West Bengal has issued a student credit card in which a student can avail of a loan of up to \u20b910 lacs for their higher education. The West Bengal Student Credit Card Scheme is for the students of West Bengal only and they get the time to pay off the loan in 15 years. You can take this loan for the course fee, tuition fee, study materials, books, computers, or laptops. You must explore more details of this credit card.","state_id":"24","country_id":"","amount":"","process":"
<\/p>\r\n\r\n
The gross enrolment ratio in higher education in West Bengal was 18.71% in 2017-18 as against the national average of 25.8%, with the ratio among women in the state even lower, at 17.6%. The main reason for not pursuing higher in West Bengal not having financial resources along with other restrictions.<\/p>\r\n\r\n
<\/p>\r\n\r\n
<\/p>\r\n\r\n
Whereas in order to enhance the quality of higher education and to facilitate meritorious poor students, the State Government has already started the Swami Vivekananda Merit-cum-means scholarship Scheme <\/strong>and Kanyashree Prakalpa (K3) for college\/ University going students<\/strong>, and every year about 1, 40,000 students avail the benefits under these Schemes.<\/p>\r\n\r\nOn 25th May 2021, West Bengal Cabinet\u200b has approved the West Bengal Student Credit Card<\/strong> and have directed concerned ministries to formulate the Rules and implementation guidelines for the same. On 30th June 2021, a Scheme is launched for deserving students.<\/em><\/strong><\/p>\r\n\r\n <\/p>\r\n\r\n
<\/h2>\r\n\r\n
<\/p>\r\n\r\n
Key features Of WB Student Credit Card<\/strong><\/p>\r\n\r\n\r\n\t\r\n\t\t\r\n\t\t\t| Name Of The Scheme<\/td>\r\n\t\t\t | West Bengal Student Credit Card<\/td>\r\n\t\t<\/tr>\r\n\t\t |
\r\n\t\t\t| Announced and Launched<\/td>\r\n\t\t\t | Government Of West Bengal<\/td>\r\n\t\t<\/tr>\r\n\t\t |
\r\n\t\t\t| Notified on<\/td>\r\n\t\t\t | 24th June 2021<\/td>\r\n\t\t<\/tr>\r\n\t\t |
\r\n\t\t\t| Beneficiary of Scheme<\/td>\r\n\t\t\t | A resident of West Bengal (All those students who are living in West Bengal for the last 10 years are eligible for this scheme)<\/td>\r\n\t\t<\/tr>\r\n\t\t |
\r\n\t\t\t| Age criteria<\/td>\r\n\t\t\t | 18 to 40 years.<\/td>\r\n\t\t<\/tr>\r\n\t\t |
\r\n\t\t\t| Objective<\/td>\r\n\t\t\t | To Provide Loans For Higher Education<\/td>\r\n\t\t<\/tr>\r\n\t\t |
\r\n\t\t\t| Education Types<\/td>\r\n\t\t\t | Undergraduate, postgraduate, doctoral, and postdoctoral studies in India or abroad.<\/td>\r\n\t\t<\/tr>\r\n\t\t |
\r\n\t\t\t| Official Website<\/td>\r\n\t\t\t | https:\/\/wbscc.wb.gov.in\/<\/td>\r\n\t\t<\/tr>\r\n\t\t |
\r\n\t\t\t| launch Data<\/td>\r\n\t\t\t | 30th June 2021<\/td>\r\n\t\t<\/tr>\r\n\t\t |
\r\n\t\t\t| Amount Of Loan<\/td>\r\n\t\t\t | Up to Rs 10 Lakh<\/td>\r\n\t\t<\/tr>\r\n\t\t |
\r\n\t\t\t| Margin Money:–<\/td>\r\n\t\t\t | (a) Up to Rs. 4.00 Lakhs: NIL \r\n\t\t\t(b) Above Rs. 4.00 Lakhs: 5% \r\n\t\t\t(c) Scholarship\/ Assistance ship to be included in Margin. \r\n\t\t\t(d) Margin will be brought in on a year-to-year basis as and when disbursements are made on a pro-rata basis in applicable cases.<\/td>\r\n\t\t<\/tr>\r\n\t\t |
\r\n\t\t\t| Security:<\/td>\r\n\t\t\t | There are no security requirements, and The State Government will agree with the banks separately in this regard.<\/td>\r\n\t\t<\/tr>\r\n\t\t |
\r\n\t\t\t| Interest rate<\/td>\r\n\t\t\t | 4% simple rate of interest per \r\n\t\t\tannum, after interest subvention.<\/td>\r\n\t\t<\/tr>\r\n\t\t |
\r\n\t\t\t| Mode of Disbursement<\/td>\r\n\t\t\t | (a). The amount of loan will be credited directly to the designated account of the Institution concerned in case of payment of course fees and other fees related to the Institution. \r\n\t\t\t \r\n\t\t\t(b). The amount of loan will be credited to the student’s Bank account for purchasing of Computer\/ Laptop\/ books\/ stationeries\/ living expenses etc.<\/td>\r\n\t\t<\/tr>\r\n\t\t |
\r\n\t\t\t| Moratorium<\/td>\r\n\t\t\t | There will be a moratorium or repayment holiday of one year under this \r\n\t\t\tscheme after completion of the course or one year after getting employment, whichever is earlier.<\/td>\r\n\t\t<\/tr>\r\n\t\t |
\r\n\t\t\t| Repayment<\/td>\r\n\t\t\t | (a). The repayment period shall be fifteen (15) years for any loan availed under this Credit Card including the Moratorium\/ repayment holiday \r\n\t\t\t \r\n\t\t\t(b). You can pay the loan amount before the completion of time, there will be penality for that amount. \r\n\t\t\t \r\n\t\t\t(c).1% interest concession will be provided to the borrower if the interest is fully serviced during the study period. \r\n\t\t\t \r\n\t\t\t(d). The student or the co-borrower, as the case may be, shall be liable to repay the loan on time as 1st charge.<\/td>\r\n\t\t<\/tr>\r\n\t\t |
\r\n\t\t\t| Application Type<\/td>\r\n\t\t\t | Online<\/td>\r\n\t\t<\/tr>\r\n\t<\/tbody>\r\n<\/table>\r\n\r\n <\/h2>\r\n\r\n <\/p>\r\n\r\n Student Eligibility Criteria<\/p>\r\n\r\n \r\n\t- You should be an Indian national and resident of West Bengal for the last 10 years.<\/li>\r\n\t
- Self-declaration by the student shall be accepted as Residential Proof.<\/li>\r\n\t
- You need to attach a copy of the application format as annexed at Annexure-I.<\/li>\r\n<\/ul>\r\n\r\n
\r\n\t- It would be best if you had got himself enrolled for higher studies, including courses as stated in para 3 of this scheme, either within or outside the country, in the School, Madrasahs, colleges, universities, and other institutes like IITs, IIMs, IISc, IIESTs, ISIs, NLUs, AIIMSs, NITs, XLRI, BITS, SPA, NID, IIFTs, ICFAI Business School, etc. or studying in various coaching institutes for appearing in different competitive examinations like Engineering\/ Medical\/ Law, IAS, IPS, WBCS, SSC, etc.<\/li>\r\n\t
- Your age at the time of applying student’s credit card should not be more than 40 (forty). Years.<\/li>\r\n<\/ul>\r\n\r\n
What expenses will be covered in the Student Credit card Loan?<\/strong><\/h2>\r\n\r\n <\/p>\r\n\r\n Under this scheme the Credit Card may be used to avail loan to meet up the following expenses: –<\/p>\r\n\r\n \r\n\t- Course fees payable to the School\/ Madrasah\/ College\/ University \/ Professional Institutes like IITs, IIMs, IIESTs, ISIs, NLUs, AIIMSs, NITs, XLRI, IISCs, BITS, SPA, NID, IIFTs, ICFAI Business School, etc. various competitive coaching institutes meant for different competitive examinations like engineering\/Medical\/Law, IAS, IPS, WBCS, SSC.<\/li>\r\n<\/ul>\r\n\r\n
\r\n\t- Fees required for accommodation in School\/ Madrasah\/ College\/ University\/ Institution hostel or rent\/license fees payable for living outside the hostel or fees required for living as a Paying Guest.<\/li>\r\n<\/ul>\r\n\r\n
\r\n\t- Fees payable for caution deposit\/ building fund \/ refundable deposit\/ examination\/ library\/ laboratory fees to be supported by Institution’s bills\/ receipt.<\/li>\r\n\t
- Cost of purchasing of books\/ Computer\/ Lap-top\/ Tablet\/ equipments etc.<\/li>\r\n\t
- Any other expense required to complete the course such as study tours, project works, thesis, etc.<\/li>\r\n<\/ul>\r\n\r\n
\r\n\t- The student can incur expenditure up to 30% of the total loan sanctioned for non-institutional expenses for the whole course of study.<\/li>\r\n\t
- Up to 20% of the total loan sanctioned can be used as living expenses for the duration of the course.<\/li>\r\n<\/ul>\r\n\r\n
\r\nExpenses incurred in any of the above purposes shall have to be reported to the bank and the Department via an online Portal with proper receipts\/ bills\/ documents by the concerned student<\/p>\r\n<\/blockquote>\r\n\r\n Documents required for registration process of West Bengal Student Credit Card<\/em><\/strong><\/em><\/strong>.<\/h2>\r\n\r\nYou need to keep below document in hand so that you can file application easily.<\/p>\r\n\r\n \r\n\t- Your color Photograph (should be in .jpeg \/ .jpg between 50 KB and 20 KB).<\/li>\r\n\t
- Color Photograph of the co-applicant \/ co-borrower (should be in .jpeg \/ .jpg format, between 50 KB and 20 KB).<\/li>\r\n\t
- Signature of the student (should be in .jpeg \/ .jpg format, between 50 KB and 10 KB).<\/li>\r\n\t
- Co-borrower \/ Guardian’s signature (should be in .jpeg \/ .jpg, format, between 50 KB and 10 KB).<\/li>\r\n\t
- Student’s AADHAR Card (should be in .pdf format, between 400 KB and 50 KB).<\/li>\r\n\t
- Student’s Class 10th Board registration certificate (if no AADHAR card) (should be in .pdf format between 400 KB and 50 KB).<\/li>\r\n\t
- Guardian’s Address Proof (should be in .pdf format between 400 KB and 50 KB).<\/li>\r\n\t
- Admission Receipt (should be in .pdf between 400 KB and 50 KB).<\/li>\r\n\t
- Student’s PAN Card \/ undertaking if there is no PAN Card (should be in .pdf format between 400 KB and 50 KB).<\/li>\r\n\t
- Guardian’s PAN Card \/ undertaking if there is no PAN Card (should be in .pdf format between 400 KB and 50 KB).<\/li>\r\n\t
- Relevant page of the brochure \/ document detaining course fee \/ tuition fee (should be in .pdf format between 400 KB and 50 KB).<\/li>\r\n<\/ul>\r\n\r\n
How to Apply for student credit card west Bengal<\/strong><\/h2>\r\n\r\n <\/p>\r\n\r\n
WEST BENGAL STUDENT CREDIT CARD SCHEME is the flagship scheme of CM Mamata Banerjee. Here are all steps required for a credit card application.<\/p>\r\n\r\n Total Time:<\/strong> 10 minutes<\/p>\r\n\r\n\r\n\t- \r\n\t
Go to the official Website of WB Credit Card<\/h3>\r\n\t \r\n\tPlease visit the official website www.wb.gov.in<\/strong> or banglaruchchashiksha.wb.gov.in or wbscc.wb.gov.in. Click on the Student credit card Tab in the right corner of the website. Click on the Register button to generate the user ID and Password.<\/p>\r\n\t<\/li>\r\n\t- \r\n\t
<\/h3>\r\n\r\n\t <\/p>\r\n\tClick on the Register button to generate the user ID and Password. \r\n\t Please fill the application form carefully You need to provide applicant name, Date of Birth, Gender, State of Institution, Name of Institution, Name of Course, Contact Details like Mobile No. and Email ID. After this , you need to create Password for the same. Password should be strong. It should contain minimum eight characters consisting of at least one upper case Alphabet (i.e., A-Z), one lower case alphabet (i.e., a-z), One numeric \r\n\tcharacter (i.e. 0-9) & one special character (i.e., @#$^).<\/p>\r\n\t<\/li>\r\n\t - \r\n\t
Provide Education details & the Name of the Institution.<\/h3>\r\n\t \r\n\tAgain fill up the form details like District of Institution, Name of Institution, Program Duration ( in years). Mobile No and Email ID.<\/p>\r\n\t<\/li>\r\n\t - \r\n\t
After the submission of the above form, your Unique ID will be sent to your Email.<\/h3>\r\n\t \r\n\tAfter the completion of above registration process and Unique ID will be generated and will be sent on your Email. Please save the UNIQUE ID for your futures reference. This ID will be used for submission of Application.<\/p>\r\n\t<\/li>\r\n\t - \r\n\t
Again Visit the Official website and Login with USER ID and Passwords sent to your E-Email.<\/h3>\r\n\t \r\n\t <\/p>\r\n\r\n\t <\/p>\r\n\tClick on the Login Button and fill the required User ID generated at previous steps and password created by you. The validation of USER ID Application form will be open.<\/li>\r\n\t - \r\n\t
Fill the Detailed form for WB Student Credit card Application.<\/h3>\r\n\t \r\n\tFill the all required details. You need to provide the Co-borrower Details, Present address Details, Co-borrower Mobile number, E-mail ID, Permanent address. Course and Income Details. Bank Details of Student, Bank Details of Co-Borrower, Program Name Etc.<\/p>\r\n\t<\/li>\r\n\t - \r\n\t
Upload the All Scanned document.<\/h3>\r\n\t \r\n\t <\/p>\r\n\r\n\t <\/p>\r\n\tUpload all the scanned document as information provided above. Bank Details, Photo of Applicant, Photo of Co-borrower. 10th Standard Document and Admission receipt ete…<\/li>\r\n\t - \r\n\t
Submits the application form after Dual verification.<\/h3>\r\n\t \r\n\tAfter the dual verification of above form , click on submit button. The above form will ask form for final verification, Since submission of application, there is no option for modification of application.<\/p>\r\n\t<\/li>\r\n\t - \r\n\t
Applicant Summited to HOI<\/h3>\r\n\t \r\n\tAfter the submissions of above form, Data is transferred to HOI.<\/p>\r\n\t<\/li>\r\n\t - \r\n\t
The application is forwarded to HED<\/h3>\r\n\t \r\n\t <\/p>\r\n\r\n\t <\/p>\r\n\tAfter the dual verification of Above form HOI will forwarded, applicant data to the HED.<\/li>\r\n\t - \r\n\t
Application is forwarded to Bank by HED<\/h3>\r\n\t \r\n\tYour Application dashboard will show that Application is forwarded to Bank by HED. If HED approve the application.<\/p>\r\n\t<\/li>\r\n<\/ol>\r\n\r\n <\/p>\r\n","created_at":"2021-09-22 09:28:48","created_by":"1","updated_at":"2022-03-11 07:22:28","updated_by":"1","slug":"west-bengal-education-scholarship--scholarship-for-higher-educational-students","meta_title":"scholarship for west Bengal students, scholarship schemes\r\n","meta_description":"Check the complete list of scholarships for West Bengal students given by central and state governments and NGOs. \r\n","status":"1","is_featured":"1","scholership_course_id":"","logo":"34131647004890scholarship_logo.jpg","deadline":"2022-03-11","eligibility_criteria":" \r\n\t- Indian national and resident of West Bengal for the last 10 years.<\/li>\r\n\t
- Self-declaration residential Proof.<\/li>\r\n\t
- Your age at the time of applying student’s credit card should not be more than 40 Years.<\/li>\r\n<\/ul>\r\n","eligibility_name":"Aboard, Intermediate (12th), Post Graduation (PG), Under Graduation (UG)","state_name":"WEST BENGAL","clg_slug":"west-bengal-education-scholarship--scholarship-for-higher-educational-students"},{"id":"48","title":"Jharkhand Student Credit Card Scheme","image":"1645428893scholarship_logo.jpeg","award":"Upto \u20b910 lakhs","eligibility_id":"","perchantage_type":"0","perchantage_cgpa":"","category_id":"","type_id":"","government_id":"","popular_id":"","document":"","about":"The Jharkhand Student Credit Card Scheme is an initiative by the government of Jharkhand that is launched to fund the higher education of the students of Jharkhand. \r\n\r\nJharkhand, being predominantly a tribal state, is lagging in many human development indicators like Gross Enrollment Ratio, GDP per capita etc.\r\n\r\nTo bridge this gap, the Jharkhand government has come up with initiatives like the Jharkhand Student Credit Card Scheme.","state_id":"34","country_id":"","amount":"","process":"
<\/p>\r\n\r\n Jharkhand Student Credit Card Scheme - Loan Amount<\/strong><\/span><\/p>\r\n\r\nUnder the scheme, eligible students willing to pursue higher education will be provided with collateral-free education loans up to \u20b910 lakhs at four per cent simple interest. <\/span><\/p>\r\n\r\n <\/p>\r\n\r\n In addition to it, a one per cent concession in interest rates will be provided to students if the interest amount is fully serviced during the study period.<\/span><\/p>\r\n\r\nThe repayment period is likely to be fixed at 15 years for all loans availed under the scheme.<\/span><\/p>\r\n\r\n <\/p>\r\n\r\n Jharkhand Student Credit Card Scheme - Eligibility Conditions<\/strong><\/span><\/p>\r\n\r\nThe student should be a permanent resident of Jharkhand to avail loan under the scheme. The age limit, educational qualifications and other eligibility criteria will be announced once the bill is passed in the state legislature. <\/span><\/p>\r\n\r\n“Unlike the Bengal model, the scheme will also benefit students preparing for competitive exams such as JEE, NEET, UPSC CSE, railways, banking etc. in various coaching institutes of the country,” said a government official.<\/span><\/p>\r\n\r\n <\/p>\r\n\r\n Jharkhand Student Credit Card Scheme - Loan For Tribal Students<\/strong><\/span><\/p>\r\n\r\nTribal students are facing difficulties in availing of education loans due to the prohibition on the purchase and sale of tribal lands by various acts of the Parliament and the state legislature. <\/span><\/p>\r\n\r\n <\/p>\r\n\r\n For this purpose, the sub-committee of the Tribal Advisory Council, led by Stephen Marandi, has decided to visit the tribal-dominated states like Odisha, Chhattisgarh and Madhya Pradesh to study the loan availing scenario of tribal students.<\/span><\/p>\r\n\r\n <\/p>\r\n","created_at":"2022-02-21 07:34:53","created_by":"1","updated_at":"2022-02-21 02:19:34","updated_by":"1","slug":"jharkhand-student-credit-card-scheme","meta_title":"Jharkhand Student Credit Card Scheme","meta_description":"","status":"1","is_featured":"1","scholership_course_id":"","logo":"","deadline":"","eligibility_criteria":"","eligibility_name":"","state_name":"JHARKHAND","clg_slug":"jharkhand-student-credit-card-scheme"},{"id":"3","title":"Kalinga Sikhya Sathi Yojana (KSSY)","image":"1632311849scholarship_logo.jpg","award":"Upto 10 lakhs","eligibility_id":"3,4","perchantage_type":"2","perchantage_cgpa":"","category_id":"","type_id":"","government_id":"","popular_id":"","document":"","about":"The Odisha Government has come up with a new scheme named as Kalinga Sikhya Sathi Yojana (KSSY) for the aspiring students at only 1% interest. It has been launched by Hon\u2019ble CM of Odisha, Shri Naveen Patnaik on 27th June 2016. This scheme has been launched to bring down the financial burden on the parents of the students who want to move forward with higher education.\r\n\r\n","state_id":"17","country_id":"","amount":"","process":" Odisha Kalinga Sikhya Sathi Yojana Apply | Kalinga Sikhya Sathi Yojana Registration | Kalinga Sikhya Sathi Scheme Search For Loan | Odisha Kalinga Sikhya Sathi Yojana Application Form<\/p>\r\n\r\n There are many students in Odisha who want to pursue higher education<\/a><\/strong> but because of their financial condition, they are unable to pursue their dream of getting educated properly. Keeping the financial condition of such students in mind the Government of Odisha has launched Kalinga Sikhya Sathi Yojana<\/strong>. Through this scheme, the government is going to provide loans to students for higher education. By reading this article you will get all the important details regarding this scheme like what is Kalinga sikhya Sathi Yojana? its objective, benefits, features, eligibility criteria, required documents, application procedure, etc. So if you are interested to grab every single detail regarding the scheme <\/strong>then you are requested to read this article very carefully till the end.<\/p>\r\n\r\nAbout Kalinga Sikhya Sathi Yojana 2021<\/strong><\/h2>\r\n\r\nThe chief minister of Odisha Mr. Naveen Patnaik has launched Kalinga Sikhya Sathi Yojana<\/strong> on 27th June 2016 for the students of Odisha who want to pursue higher education. The government is going to provide educational loans up to Rs 10 lakh through this scheme at only a 1% rate of interest. The balance interest will be paid by the Higher Education Department of the government of Odisha. By the implementation of this scheme, the financial burden of education on the parents as well as on students will be reduced. All the courses like law, management, engineering, medicine, etc will be covered under this scheme.<\/p>\r\n\r\nIf the loan amount is up to Rs 7.5 lakh then the repayment period of the loan is 10 years and if the loan is up to Rs 10 lakh then the repayment period will be 15 years. Students can avail of loans under the Yojana from scheduled banks.<\/p>\r\n\r\n <\/p>\r\n\r\n <\/p>\r\n\r\n
<\/h3>\r\n\r\nDetails Related To Loan Amount Under Kalinga Sikhya Sathi Yojana<\/strong><\/h3>\r\n\r\n\r\n\t\r\n\t\t\r\n\t\t\t| Maximum Amount<\/td>\r\n\t\t\t | Rs 10 Lakh<\/td>\r\n\t\t<\/tr>\r\n\t\t | \r\n\t\t\t| Minimum Amount<\/td>\r\n\t\t\t | No Minimum Limit<\/td>\r\n\t\t<\/tr>\r\n\t\t | \r\n\t\t\t| Repayment Period<\/td>\r\n\t\t\t | 10 Years In Case Of Loan Upto Rs 7.5 Lakh And 15 Years In Case Of Loan Upto Rs 10 Lakh<\/td>\r\n\t\t<\/tr>\r\n\t\t | \r\n\t\t\t| Rate Of Interest<\/td>\r\n\t\t\t | 1%<\/td>\r\n\t\t<\/tr>\r\n\t<\/tbody>\r\n<\/table>\r\n\r\n <\/p>\r\n\r\n Key Highlights Of Kalinga Sikhya Sathi Yojana<\/strong><\/p>\r\n\r\n | |